Terms of Use

 

Welcome to www.viamoney.com (the “Website”), operated by Via Money, LLC (“VIA MONEY,” “we,” or “us”). We are a Massachusetts company that provides financial literacy and education resources.

 

Please read the Terms of Use carefully before you start to use the Website. By using the Website, including our financial education programs (“Programs”), you agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy – including the disclaimers - you must not access or use the Website.  

​

This Website is offered and available to users who are eighteen (18) years of age or older and reside in the United States or any of its territories or possessions. By using this Website, you represent and warrant that you are of legal age to form a binding contract with VIA MONEY and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website, Programs, and services.

 

Through our Website and Programs, we also provide links to various external websites where users can learn more about given topics.  

​

Intellectual Property Rights

​

The Website and its entire contents, Programs, features, videos, documents, images, and functionality are owned by VIA MONEY, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. 

​

These Terms of Use permit you to use the Website and Programs for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows: 

​

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.

• You may store files that are automatically cached by your Web browser for display enhancement purposes.

• You may print or download one copy of a reasonable number of pages of the Website or Programs for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

 

You must not: 

​

• Modify copies of any materials from this site.

• Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.

• Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.

​

You must not access or use for any commercial purposes any part of the Website, Programs, or any services or materials available through the Website. 

​

If you wish to make any use of material on the Website other than that set out in this section, please address your request to: info@viamoney.com. 

​

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website or Programs in breach of the Terms of Use, your right to use the Website will stop immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Website, Programs, or any content on the Website is transferred to you, and all rights not expressly granted are reserved by VIA MONEY.  Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws. 

​

Our name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of VIA MONEY or its affiliates or licensors. You must not use such marks without the prior written permission of VIA MONEY. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners. 

​

Accessing the Website 

 

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period, including Programs and other educational content. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users. 

​

To access some of the resources our Website offers, such as the Programs and newsletters, you may be asked to provide certain information. It is a condition of your use of the Website that all the information you provide is correct, current, and complete. You agree that all information you provide via this Website is governed by our Privacy Policy and you consent to all actions we take with respect to your information consistent with our Privacy Policy.  

​

If you choose, or are provided with, a username, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your username, password, or other security information. Similarly, if you sign up for one of our workshops and receive a link to a webinar, you agree not to share that link with third parties.  You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. 

​

We have the right to disable any username, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use. 

​

Educational Purposes; No Warranties; Limitation on Liability

​

The information, materials, and services provided on this site are for educational purposes only.  VIA MONEY does not provide legal, accounting, tax, or investment advice; nor does it offer personal financial assessments.  Please seek independent advice as needed from a qualified professional based on your personal situation. The information provided by Via Money is not specific to any investment product. 

​

Financial investment involves risk.  To the fullest extent permitted by law, Via Money, LLC is not liable or responsible for any risk, loss, or damage allegedly arising from any information, materials, or suggestions on this site, including but not limited to: (i) the use or inability to use this Website (including links to third-party sites); (ii) a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment; or (iii) or as a result of any content, information, materials, services, or resources made available through this Website or websites linked to it.  You acknowledge that your reliance on the content is solely at your own risk, and that Via Money, LLC, cannot and does not guarantee financial gain.  

​

The Website, its content, and any services or items obtained through the website are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied.  By using this Website, you acknowledge that Via Money, LLC is not liable for any financial loss or damage resulting from the use of the information, materials, and services provided.  

 

While we strive to provide accurate and up-to-date information, Via Money, LLC makes no guarantees regarding the completeness, reliability, or accuracy of the content.  

​

YOU ACKNOWLEDGE THAT YOU ARE USING THE WEBSITE, INCLUDING ITS PROGRAMS, AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL VIA MONEY OR ITS AFFILIATES, OR ANY OF ITS OR THEIR RESPECTIVE LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, MANAGERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF PROPERTY, PROPERTY DAMAGE, LOSS OF BUSINESS, LOSS OF ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, BUSINESS INTERRUPTION, COMPUTER FAILURE OR MALFUNCTION, OR ANY OTHER CAUSE, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. 

​

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY SO SOME OR ALL OF THE ABOVE LIMITATIONS OF LIABILITY MAY NOT APPLY TO YOU. 

​

Third-Party Content and Websites

​

Links to other websites are provided solely for your convenience.  If you decide to access any of the third-party websites linked to this site, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.  We accept no liability for any linked sites or their content and remind you that we have no control over their content. 

​

We respect copyright and trademark laws. Third-party content on this Website, or links to third-party content on other websites, is governed by intellectual property laws, and those creators retain all rights to their works, except where noted. All statements and/or opinions expressed in those materials, and all articles and responses to questions and other content, other than the content authored by VIA MONEY, are solely the opinions and the responsibility of the person or entity providing those materials. Those materials do not necessarily reflect the opinions of VIA MONEY. 

​

Computer Viruses

​

By using this Website, including the Programs, you understand and agree that VIA MONEY cannot and does not guarantee or warrant that files available for downloading from the internet or this Website will be free from viruses or other destructive code.  You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection.  To the fullest extent permitted by law, we will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of this Website or any services or items obtained through the Website or to your downloading of any material posted on it, or on any website linked to it.  Your use of this Website, its content, and any services or items obtained through the Website is at your own risk.  

​

Indemnification 

​

You agree to defend, indemnify, and hold harmless VIA MONEY, its affiliates, licensors, and service providers, and its and their respective officers, managers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use, your violation of any applicable law or regulation, the infringement by you of any intellectual property or other right of any person or entity, and/or any unauthorized use of the Website’s content and services.

 

About These Terms – General Provisions 

​

If we do not immediately take action to address a violation of these Terms of Use, we are not waiving our rights to take action in the future. If any particular provision of these Terms of Use is found to be unenforceable, that provision will be severable and will not affect any of the other provisions.  

​

This Website is owned and operated by us from our offices in Massachusetts. Your use of the Website, and any related legal action, will be governed by the laws of the Commonwealth of Massachusetts, without regard to conflict of laws principles. The sole jurisdiction for any litigation arising out of your use of or inquiries to the Website will be an appropriate federal or state court located in Massachusetts.  

​

At our sole discretion, we may require you to submit any disputes arising from these Terms of Use or use of the Website, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Massachusetts law. 

​

Changes to the Terms of Use 

​

We reserve the right to make changes to any information or services on the Website, including these Terms of Use, without notice to you. The most current Terms of Use will be posted here on the Website and will be effective upon posting. The Effective Date will be posted with the most current Terms of Use. Be sure to return to this page periodically to ensure familiarity with the most current version of these Terms of Use.  

​

Effective Date: May 5, 2025

 

By continuing to use our Website, you affirm that you are assenting to Via Money, LLC’s Terms of Use and Privacy Policy. 

​

For any questions, please contact us at info@viamoney.com.  

​